Understanding our Products and Services
Understanding Your Pensions and Benefits
- Calculation of Pension Credits
- Coordination of Benefits
- Effects of a Break in Service
- Survivor Benefits; Pre- and Post-Retirement
- Beneficiary Updates
| - Pension Commencement
- Impact of a Divorce
- Effects of a Military Break in Service
- Qualifying for Fringe Benefits at Retirement
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Understanding Your Defined Contribution Plan
- Allocation of Retirement Funds
- Arrangement of Defined Benefit and
Defined Contribution Plans
| - Application of Retirement Ready Funds
- Integration of Outside Investments
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Understanding Other Financial Decisions
- Insuring Your Life
- Spouse’s Retirement Plans
- Insuring Your Assets
| - Saving and Investing Outside of Union Plans
- College Planning
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Investments
- Bonds
- Common Stock
- Educational IRA
- Traditional IRA
- Roth IRA
- SEP IRA
| - Simple IRA
- Brokerage Accounts
- Treasury Bills
- Government Securities
- Treasury Notes
- Variable Annuity
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Financial Planning
- Retirement Plans
- Tax Planning
- 401 (k) Planning
- 403 (b) Planning
| - College Plans
- Estate Planning
- Money Purchasing Plans
- Profit Sharing Plans
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Insurance
- Disability Income Insurance
- Life Insurance
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